Terms of Service and General User Information

Neither Life Gains, Inc. (the legal entity behind "S Tier Stocks") nor any officer, director, employee, shareholder, contractor, or any person associated with it (collectively, "S Tier Stocks"), is a registered investment advisor. Opinions, information, and trade highlights on this website or any other forum, including but not limited to blogs, social media, interviews, and other broadcast media (each, a "Media Channel"), are not to be relied upon as investment advice but are solely meant to help users educate themselves. All persons using this site are advised to learn the risks involved with trading stocks and options and to seek qualified, professional advice before engaging in any financial transaction. Securities trading, including those involving stocks, bonds, and options highlighted by S Tier Stocks and its personnel, is an inherently risky activity. Traders must do their own research and understand all the risks involved in any transaction. While S Tier Stocks attempts to deliver accurate information, it cannot and does not in any way guarantee success on any trade.

General Terms

The opinions and ideas presented by S Tier Stocks are for informational and educational purposes only and should not be construed as trading or investment advice. None of the information contained herein constitutes a recommendation that any particular security, portfolio, transaction, or investment strategy is suitable for any specific person. S Tier Stocks does not advise anyone concerning the nature, potential, value, or suitability of any particular security, portfolio, transaction, investment strategy, or other matter. As such, subscribers agree that under no circumstances will S Tier Stocks, or any employee, officer, director, shareholder, or contractor of S Tier Stocks, be held liable for any loss or damage caused by any person's reliance on information obtained from any Media Channel, including but not limited to any articles, videos, or other materials created, produced, or reproduced by S Tier Stocks. Option trading and investing involves risk and is not suitable for all investors.

Legal Notice

Life Gains, Inc. (doing business as S Tier Stocks) does not give individualized stock market advice. It publishes information regarding companies in which it believes its subscribers may be interested and its reports reflect its analysts' best opinions, based on the information, knowledge, and experience available at the time the opinion is made. No opinion or recommendation is intended to be a personalized recommendation to buy, hold, or sell securities. Investments in the securities markets, especially in options, are speculative and involve substantial risk. Investors and traders are advised to determine their appropriate level of risk. Before buying or selling an option, an investor must have a copy of Characteristics and Risks of Standardized Options. The booklet is available on The Options Clearing Corporation's (OCC) website at http://www.optionsclearing.com/about/publications/character-risks.jsp. This link reference is provided as a courtesy and does not imply that the OCC is endorsing S Tier Stocks or its products. This booklet is also available for free from your broker or from any of the U.S. options exchanges.

Life Gains encourages all users, traders, and investors to invest carefully and to utilize the information available at the websites of the Securities and Exchange Commission at http://www.sec.gov and the Financial Industry Regulatory Authority at http://www.finra.org. Public companies’ filings are available at the SEC’s EDGAR page. FINRA has published information on how to invest carefully at its website. We encourage all persons to get personal advice from a professional investment advisor or to make independent investigations before acting on information that Life Gains publishes. Most of our information is derived directly from information published by the companies on which Life Gains reports and/or from other sources believed to be reliable, without our independent verification. Therefore, Life Gains cannot assure any person that the information is accurate or complete. Life Gains does not in any way warrant or guarantee the success of any action taken in reliance on its statements.

U.S. Government Required Disclaimer – Commodity Futures Trading Commission

Futures and Options trading has large potential rewards, but also large potential risks. You must be aware of the risks and be willing to accept them to invest in the futures and options markets. Don’t trade with money you can’t afford to lose. This is neither a solicitation nor an offer to buy/sell futures or options. No representation is being made that any account will or is likely to achieve profits or losses similar to those discussed on this website. The past performance of any trading system or methodology is not necessarily indicative of future results.

CFTC RULE 4.41 – HYPOTHETICAL OR SIMULATED PERFORMANCE RESULTS HAVE CERTAIN LIMITATIONS. UNLIKE AN ACTUAL PERFORMANCE RECORD, SIMULATED RESULTS DO NOT REPRESENT ACTUAL TRADING. ALSO, SINCE THE TRADES HAVE NOT BEEN EXECUTED, THE RESULTS MAY HAVE UNDER-OR-OVER COMPENSATED FOR THE IMPACT, IF ANY, OF CERTAIN MARKET FACTORS, SUCH AS LACK OF LIQUIDITY. SIMULATED TRADING PROGRAMS IN GENERAL ARE ALSO SUBJECT TO THE FACT THAT THEY ARE DESIGNED WITH THE BENEFIT OF HINDSIGHT. NO REPRESENTATION IS BEING MADE THAT ANY ACCOUNT WILL OR IS LIKELY TO ACHIEVE PROFITS OR LOSSES SIMILAR TO THOSE SHOWN. All trades, patterns, charts, systems, etc., discussed in this advertisement and the product materials are for illustrative purposes only and not to be construed as specific advisory recommendations.

To the fullest extent of the law, we will not be liable to any person or entity for the quality, accuracy, completeness, reliability, or timeliness of the information provided on this website, or for any direct, indirect, consequential, incidental, special, or punitive damages that may arise out of the use of information we provide to any person or entity (including but not limited to lost profits, loss of opportunities, trading losses, and damages that may result from any inaccuracy or incompleteness of this information).

We encourage you to invest carefully and read investment information available at the websites of the SEC at http://www.sec.gov and FINRA at http://www.finra.org.

Important Notices and Disclaimers

All persons and entities (including their representatives, agents, and affiliates) contributing to the content on this website are not providing investment or legal advice. Nor are they making recommendations with respect to the advisability of investing in, purchasing, or selling securities, nor are they rendering any advice based on the specific investment situation of any particular person or entity. All information on this website is strictly informational and is not to be construed as advocating, promoting, or advertising registered or unregistered investments of any kind whatsoever. The information provided on this website is provided “as-is” and is not guaranteed to be correct, complete, or current. The sole purpose of this website (including but not limited to the contents of this website and any oral or written presentation made in any way referring to or relating to this website) is to provide information that could possibly be used by a person or entity in discussions with his/her/its investment advisors and/or investment decision-makers and does not function as a substitute for the advice of an investment advisor. Life Gains advises all persons to consult with trusted, qualified financial professionals before making any investment or trading decisions.

Life Gains is not responsible for the accuracy of any information on any Media Channel or for reviewing the contents of the listings that are provided by the listees or any linked websites, and Life Gains is not responsible for any material or information contained in the linked websites or provided by listees. Life Gains makes no warranty, express or implied, about the accuracy or reliability of the information on this website or on any other website to which this website is linked. Any use of information provided by Life Gains is at such user’s own risk. Life Gains may provide links to other websites, and users understand that any such information is not owned, recommended, vetted, or otherwise controlled by Life Gains, and any use of such information is at the user’s own risk, as it is independent and apart from Life Gains. Life Gains does not endorse any other sources of investment, trading, securities, and/or options advice and is not responsible for the contents or availability of such linked websites. These links are provided only as a convenience. Life Gains is not responsible for any loss, injury, claim, liability, or damage related to your use of this website or any website linked to this website or any Media Channel whether from errors or omissions in the content of its website or any other linked websites (e.g., injury resulting from the website being down or from any other use of the website).

IF YOU DO NOT AGREE WITH THE TERMS OF THIS DISCLAIMER, PLEASE EXIT THIS SITE IMMEDIATELY. PLEASE BE ADVISED THAT YOUR CONTINUED USE OF THIS SITE OR THE INFORMATION PROVIDED HEREIN SHALL INDICATE YOUR CONSENT AND AGREEMENT TO THESE TERMS.

Privacy Policy

stierstocks.com (S Tier Stocks) is serious about protecting your online privacy. This Privacy Statement explains our views and practices concerning privacy and how they may pertain to you as a user of our website.

"You" or "Your" means you as a participant in or as a user of the S Tier Stocks website. "We" or "Our" or "Us" means S Tier Stocks. "Our site" means S Tier Stocks.

All information transmitted, printed, or otherwise submitted to Life Gains via this website shall be deemed to be the property of Life Gains, and Life Gains shall be free to use such information for any lawful purpose as detailed herein.

This site contains links to other sites, and we are not responsible for the privacy practices or the content of such sites.

We reserve the right to release such information to law enforcement or other governmental officials as we, in our sole and absolute discretion, deem necessary to comply with the law.

Section 1: Collected Information

We automatically collect and/or track the following:

Web page http headers (home server domain names, IP address, type of client computer, and type of Web browser)
Information knowingly provided by you through online forms, registration forms, surveys, and/or other entries, such as email addresses, personal, financial or demographic information
Information, user-specific or aggregate, on what pages our visitors access
Email addresses of visitors that communicate with Life Gains via email

Section 2: Use of Data Collected

We use your personal, demographic, and profile data to enhance your experience at our site and to enable us to present content we think you might be interested in. We use your contact information to send you information about our company and promotional material from our partners. We may also use your personal, demographic, and profile data to improve our site, for statistical analysis, for marketing and promotional purposes, and for editorial or feedback purposes for our advertisers. Information collected by us may be added to our databases and used for future telemarketing, SMS text-messaging, emails, or postal mailings regarding site updates, new products and services, upcoming events, and/or status of orders placed online. By using this site, you agree that you may be contacted in any manner contemplated in this section even if your number is found on a do-not-call registry, in-house list, or similar registry.

Section 3: Disclosure of Data to Third Parties

If you choose to provide personal information, it will be used for the following purposes: considering you for a Life Gains product; as required by law; and for marketing products and services which we determine, in our sole judgment, that you might find of interest. We reserve the right to share, rent, sell, or otherwise disclose data we collect to third parties. Any third party we share, rent, sell, or otherwise disclose data to will be prescreened by us, determined by us to be reputable, and will use the personal data for marketing products and services which we determine, in our sole judgment, that you might find of interest.

Section 4: Your Opt-Out Rights

You may opt out of receiving communications from us and/or our partners by not submitting your information. We also allow you to remove your information from our marketing lists. If you remove your information from our marketing lists, it will no longer be used by us to send promotional correspondence to you. You can remove your information from our marketing lists by clicking on the “Unsubscribe” link at the bottom of every email we send you or by sending your request, in writing, via our contact form: https://www.stierstocks.com/contact/

Section 5: We Do Not Intend to Collect Data from Children

The information and services provided to us or our affiliates, sponsors, and advertisers are not intended to be viewed by children (under 18 years old). No information collected from children is knowingly used for any marketing or promotional purposes whatsoever, either inside or outside S Tier Stocks. No part of S Tier Stocks’s website is structured to attract anyone under the age of 18.

Section 6: Our Right to Contact You

We reserve the right to contact you regarding your account status and changes to subscriber agreements, privacy policy, or any other policies or agreements relevant to you.

Section 7: Our Right to Change

We reserve the right to change this policy at any time by notifying you of the existence and location of the new or revised privacy policy or by posting the changes online at our site.

Section 8: Our Contact Information

If you have any questions about this privacy statement, the practices of this site, or your dealings with this website, you can contact us via our contact form: https://www.stierstocks.com/contact/

Section 9: Anti-Spam Policy. CAN-SPAM Act Compliance

S Tier Stocks is dedicated to ensuring compliance with the 'CAN-SPAM Act,' which took effect on January 1, 2004. You may receive email from S Tier Stocks in the following circumstances:

Acknowledging your application has been received and requesting additional action
Requests for additional information to support your current application
Response to your inquiries regarding the status of your transactional requests
Thanking you for your valued business
Advertisements for our products, services, changes in services, new product availability
Advertisements for third-party products and services where we have determined that such product or service may be of interest to our customers

To ensure compliance with the CAN-SPAM Act, S Tier Stocks has implemented the following guidelines for email delivery:

All emails sent to you by S Tier Stocks will clearly identify S Tier Stocks as the sender. FROM / SENDER: someone@stierstocks.com (NOTE: The actual sender will vary from department to department, but all from addresses will end with @stierstocks.com).
The Subject Line of any email you receive will always accurately describe the subject matter of the email.
Any email from Life Gains will include the ability to unsubscribe from future email messages.
Unsubscribing will ensure the customer is removed from all lists at Life Gains; this excludes customer service emails regarding the processing and status of a current product.
All emails sent to you directly by Life Gains include valid postal address information in the footer.
All third-party marketing partners are required to comply with the CAN-SPAM Act.
Emails sent to you directly by Life Gains will include an email address and physical address where you can send suggestions, complaints, or other correspondence.

Section 10: Information for ISPs

Website: stierstocks.com

S Tier Stocks understands consumers' concerns over the use of their personal information. We hope this information will relieve any concerns your company may have regarding our email policies. S Tier Stocks and its affiliated sites use only an "opt-in or opt-out" method of obtaining customer information, and it is not our policy or desire to send unsolicited email. We obtain email addresses and personal information from third parties that follow the same set of policies. stierstocks.com email messages sent always include information about the origin of the emails and instructions on how recipients can unsubscribe from receiving future email messages.

From time to time, stierstocks.com will enter into an arrangement with a third-party website to allow individuals to opt into our marketing program on those third-party websites. In each case, the third-party websites have represented and warranted to us, among other things, that the data was collected voluntarily from individuals on website registrations and co-registrations, that the sellers have a right, under any applicable privacy statements, to transfer the data to us, and that stierstocks.com has the right to send marketing offers to the individuals.